In recession-hit Britain, more and more people are tempted by the lure of insurance cash. While our roads have never been safer, personal injury claims relating to road traffic accidents have shot up 60% in less than a decade.
Although some of the culprits are organised criminals, many are just ordinary people.
This documentary tells the inside story of Britain's biggest ever crash for cash insurance ring.
The long-running scam involved more than 60 people in rural County Durham and put up the annual cost of car insurance in the area by £100.
The programme follows the investigators determined to stop the scammers, who are costing insurers more than a £1 billion a year.