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Last Modified: 30 Jul 2008
By: Channel 4 News

Is the credit crunch causing you financial problems? Are you having difficulties securing a first-time mortgage? Is your business suffering? Channel 4 News wants to hear from you.

With banks tightening lending and mortgage deals, the credit crunch is having untold knock-on effects on business and personal finances across Britain.

We want to hear about your experiences. Have you saved for a deposit on a house, only to be told that it's now not enough? Is your business being affected by lower consumer spending and a sinking housing market?

Or is it not all bad news - are you sitting pretty as house prices begin to slide?

Let us know your stories and email us at news@channel4.com