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HBOS risk head ignored, sacked and replaced by FSA deputy

Updated on 10 February 2009

By Faisal Islam, Siobhan Kennedy

Sir James Crosby, the man who got rid of Paul Moore, formerly head of risk at HBOS, is also deputy director of the Financial Services Authority.

Moore told the treasury select committee that he had repeatedly warned about excessive risks for more than four years and was gagged, before being then sacked.

HBOS failed to listen and became one of the highest profile victims of the credit crunch.



Siobhan Kennedyreports as the heads of the two biggest British banks felled by the financial crisis have apologised "profoundly and unreservedly" for their part in the downfall.

Sir Fred Goodwin, former chief executive of the Royal Bank of Scotland, told MPs no-one had predicted the scale of the global turmoil.

In a further twist RBS, now mostly owned by the government, announced it was slashing up to 2,300 jobs.

And it didn't stop at Sir Fred. The treasury select committee was a veritable confessional as top bankers queued up to admit culpability.



In Florida, President Obama is on the stump, rallying the American people behind his economic stimulus plan, Sarah Smith reports.

In Washington, senators will cast their votes on the £600bn package.

Fail to approve it, Obama has declared and the nation faces catastrophe.



Treasury Secretary Timothy Geithner has unveiled details of his bank bailout strategy, warning that it would "cost money, involve risk and take time".

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