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 Money Matters 

Corner Shop
Local shops offer convenience on your doorstep.
Pros:
Convenience, community focus, long opening hours.
Cons:
Lack of choice, small shop, pricey, rarely carry organic or fair trade
products.
Health Food Shop
Good place to buy healthy stuff.
Pros: Wide range
of health products & natural remedies, often organic, fair trade or recycled
products.
Cons: Expensive,
not a one-stop shop, need to remember to read the precautions.
Travel Agent
Want a holiday without feeling like you're trampling on the world? Ethical tourism
minimises the negative impact of travel.
Pros: Small specialist
trips, meaningful community participation, visit new places without causing
harm, protect natural areas, generate income.
Cons: Expensive,
limits to where you can travel, no industry standards/ regulation.
Clothes Shop
Every brand name under the sun, without stretching your wallet
to its outer limits.
Pros: Convenient,
easy shopping, latest trends, often good bargains, lots of choice, clear consumer
policies.
Cons: Can be
expensive, inconsistent sizing, cost doesn't equal quality, associated with
sweatshops, not eco-friendly, not very individual.
Coffee Shop
The coffee shop is a perfect place to put your feet up and
enjoy a hot cup of coffee.
Pros: Easy, quick, cheap, good for meeting up with mates, caffeine fix.
Cons: Fair trade and organic coffee not usually available, expensive if becomes a habit.
Charity Shop
One person's rubbish is another's treasure. Go green and raise money for charities.
Pros: Inexpensive, supports
a good cause, eco-friendly, original one-off items.
Cons: Limited choice, can be hidden damage, might not last long.
Supermarket
Supermarkets offer the quintessential shopping experience - massive rows of anything you might ever want to buy, from baklava to shoe laces.
Pros: Wide selection, easy shopping, ready-meal heaven, occasional bargain.
Cons: Can be expensive, hard to get to, food travels long distances, limited fair trade and organic items, pesticides.
Farm
Life on the farm: Chickens live life to the fullest and you get farm fresh produce without any nasty surprises.
Pros: Know where eggs come from, no pesticides or antibiotics, animal welfare comes first.
Cons: Inconvenient location, expensive, high demand means eggs aren't always available.
Chocolate
- The Ivory Coast, Ghana and Indonesia produce most of the world's cocoa
- A few large corporations control the world cocoa industry
- These corporations don't pay a fair price for cocoa
- Plantations aren't environmentally friendly
- Cocoa industry has been linked to child slavery
We consume over 500,000 tonnes of chocolate every year, a habit which costs us,
as a nation, about £3.6 billion.
Cocoa farmers see only a tiny amount of the fortune we're gobbling up.
The worldwide confectionery industry is controlled by a few corporations. Fair
trade campaigners say these corporations don't pay a fair price for cocoa beans
and keep too much money from the chocolate they sell.
Small-scale cocoa producers have no power
Small-scale cocoa producers don't have the power to influence prices. Corporations
have the resources to search around for the cheapest price. When they do find
it, farmers are often forced to sell their cocoa for less than its worth.
The largest cocoa-producing countries are the Ivory Coast, Ghana and Indonesia.
About 500,000 tonnes of cocoa powder is traded internationally each year. Cocoa
is grown on plantations where workers toil in backbreaking conditions.
Ivory Coast associated with child slave labour
The Ivory Coast, the world's leading producer and exporter of cocoa (nearly 40
percent), has been associated with child slave labour.
According to Save the Children, a children's rights organisation, thousands of
children are working on coca farms in dangerous and exploitative conditions.
Children are enticed to plantations by promises of wages of $150 USD a year. Instead
they work 12-hour days in appalling conditions, get little food, no medical care
and no money, either.
Children are routinely beaten.
Playing fair
Fair trade initiatives provide alternatives to consumers who may wish to purchase
chocolate that is made from cocoa beans not harvested by exploited labour, children
or otherwise.
Fair trade organisations try to reduce those risks by ensuring that producers
are rewarded fairly for their product.
Fair trade farms are also healthier. Unlike plantation-grown cacao trees, which
are grown in the sun, trees on organic farms are grown in the shade alongside
indigenous crops such as avocado, pineapple, bananas and coffee. As a result,
they don't need pesticides.
Tea
- Kenya, Malawi and Zimbabwe produce 25 per cent of the world's tea
- 70 per cent of Britons drink tea
- Price of tea on the world market has dropped by half since the 1970s
- Low prices mean plantation workers get paid next to nothing
We've been drinking tea for more than 350 years. Black tea, green tea, English
Breakfast, Earl Grey, Chai, Iced Tea. Seventy percent of us noisily slurp back
the stuff, at the average rate of three cups per day.
Approximately 90 per cent of the tea drunk in Britain is known as blend tea
the type of tea that you can buy in most supermarkets and shops.
Tea doesn't just come from just one type of tea leaf, but is an intricate blend
that contains up to 35 different teas. Each popular blend has its own recipe
and that recipe is the company's trade secret.
Tea trade controlled by tea giants
The tea trade is dominated by a few giants who buy up bulk tea from around the
world. Tea is commonly sold at large auctions in the country of origin.
Kenya, Malawi and Zimbabwe produce 25 percent of the world's tea; China 18 percent;
India 14 percent.
Plantation workers paid next to nothing
The global price of tea has dropped by nearly a half since the 1970s.
'Low prices may seem great for shoppers, but all too often someone is paying
the price usually the farmers at the end of the supply chain', said Fairtrade
Foundation Director Harriet Lamb. 'Producers are frequently faced with the stark
choice between facing ruin or selling their product at any price'.
Businesses shutting down
Low prices translates into abysmal wages for workers. Many small businesses
are going belly up.
In India, for example, up to 65,000 plantation workers have seen their livelihoods
destroyed as their estates have been abandoned because low prices have made
them unprofitable. A further 20,000 workers have not been paid for up to 20
months.
Dangerous pesticides
Plantation growers compensate for price losses by reducing costs and expanding
production. World tea output tripled over the past forty years. But this has
created a vicious cycle of overproduction, causing tea prices to plummet.
Moreover, increasing output comes at a cost, such as the intensive use of fertilisers
or pesticides.
Playing fair
In contrast, fair trade tea guarantees tea pickers fair wages and safe working
and living conditions.
A part of the earnings from every purchase of fair trade tea goes into a plantation
community development fund, which translates into better housing, healthcare
and education for tea-growing communities.
There are over 120,000 fair trade tea farmers in India, Nepal, Sri Lanka, Vietnam,
China, Tanzania, Zimbabwe and Uganda.
T-Shirt
- Brand name bullies rely on sweatshop labour
- Cotton is the most toxic crop on earth
- Cotton is grown in 90 countries, 70 of which are developing nations
High street shops sell cotton t-shirts that are cheap and
trendy. But there's a price to pay for being hip.
The only thing is, we're not the ones who are paying the price.
Human rights organisations say the garment industry is dominated by brand-name
bullies. These bullies rely on sweatshop labour and cotton laden with pesticides
to produce their goods.
Human costs need to be factored into the bottom line
Corporations don't operate their own factories. Instead, they've found it's
more cost-effective to exploit workers in other countries to meet consumer demand.
Subcontractors set up sweatshops with hazardous working conditions, where workers
aren't paid enough to exist and physical and sexual intimidation are common.
Cotton most toxic crop on earth
Cotton is grown in over 90 countries, 75 of which are developing nations. The
big cotton producing nations are China, USA, India, Uzbekistan and Pakistan.
They account for nearly 80 per cent of world production.
Cotton accounts for 25 per cent of worldwide insecticide use, making it the
most toxic crop on earth.
Organic cotton farming offers a healthy and safe alternative to pesticides and
genetically engineered cotton. Organic farmers use biologically based, rather
than chemically dependent, growing systems to raise crops.
Hemp is a healthy alternative
Another alternative is hemp cotton. (While industrial hemp looks a lot like
its leafy cousin, Cannabis sativa, or marijuana, it lacks the same hallucinatory
properties.) Hemp requires no pesticides and needs little water, yet it renews
the soil with each growth cycle.
It's considered by many to be a natural, miracle fibre. Hemp has three times
the strength of cotton. It's less expensive to farm because it doesn't need
much attention while growing.
However, neither organic cotton nor hemp guarantees that worker's rights have
been protected. Large clothing manufacturers have cottoned on to the idea of going
green and use organic cotton and hemp in their clothing lines.
Fair trade clothing, in contrast, is produced on a small scale with suppliers
offering up, among other benefits, fair wages. The downside is that the clothing
produced tends to have a very 'eco-friendly' look, definitely not high fashion.
Coffee
- There are 31 billion cups of coffee drunk in the UK each year
- Coffee is the second most valuable world commodity after crude oil
- Up to 100 million people worldwide are involved in the growing, processing,
trading and retailing of coffee
- In 2001 coffee accounted for 42 per cent of the UK's fair trade product
sales
For us, a cup of coffee represents little more than a quick
caffeine fix. For impoverished coffee farmers, however, coffee is a matter of
life and death.
Coffee is the second most valuable world commodity after crude oil. Because
of this, it has become central to the economies of many of the world's poorest
countries.
There are 31 billion cups of coffee drunk in the UK each year. In 2000, we officially
started preferring coffee to tea.
Coffee is grown in more than 50 equatorial countries and provides a living for
more than 20 million farmers. Altogether, up to 100 million people worldwide
are involved in the growing, processing, trading and retailing of the product.
However, in 2001, prices of coffee on the international market collapsed to
record-breaking lows, slashing farmers' and national incomes alike.
Price drops have meant that farmers who produce our coffee can barely make ends
meet, while big corporations, who sell more and more coffee off the backs of
the farmers, were £60 million better off in 2001 than the previous year.
Fair trade coffee
As coffee drinkers we don't really know who produces the coffee we drink. However,
buying fair trade coffee gives us a chance to contribute to the economic sustainability
of at least some of the world's small coffee farmers.
In 2001, UK sales of fair trade products topped pound;44m. Coffee sales accounting
for pound;18.5m, or 42 per cent of the total sales. But the Fairtrade organisation
points out that this number needs to increase dramatically to change the lives
of the majority of the world's coffee farmers.
Bananas
- 95 per cent of all British households buy bananas
- World banana trade is worth pound;5 billion
- Workers badly paid and exposed to deadly pesticides
- Multinationals control two-thirds of the world banana market
Bananas are the UK's most popular fruit. (They overtook apples as Britain's favourite
in 1998).
About 95 per cent of all British households buy bananas, making bananas the most
valuable food product in supermarkets (only petrol and lottery tickets outsell
them!).
Annual British banana sales top £750 million.
A deadly fruit
The world banana trade is worth £5 billion. Yet, banana workers are badly paid,
forced to work in appalling conditions and exposed to deadly pesticides.
Latin American bananas, called dollar bananas because the plantations they're
grown on are controlled by large American multinational corporations, supply two-thirds
of the world's market.
Consumers want perfection
Multinational corporations are better equipped to give consumers what they want
on a large scale (uniform, unblemished, cheap bananas).
They help control their costs by paying workers low wages. On an Ecuador plantation
workers are paid just $1 USD per day. In Guatemala workers make marginally more:
40p per hour, about £17 per week.
To keep their crops disease free multinational corporations use large amounts
of poisonous agrochemicals, as much as 30kg of pesticide per hectare per year.
Deadly pesticides
Pesticides present serious health risks to workers and have catastrophic effects
on the environment.
In 1987, 8,000 banana plantation workers got compensation from one company after
becoming sterile from the use of the pesticide DCBP. Vast tracks of rain forest
have been destroyed. Pesticide run off into streams has caused massive loss of
aquatic species.
Six out of ten consumers want fair trade bananas
More and more British consumers are shirking dollar bananas in favour of fair
trade bananas.
In January 2000, British supermarkets began to sell bananas labelled with the
fair trade mark. And even though these bananas cost more, six out of ten UK consumers
say they would buy them because they care about the conditions endured by the
people who produce goods for their consumption.
Fair trade protects the rights of small producers and helps them export their
own bananas.
Eggs
- Most UK eggs are laid by hens in battery farms
- Hens don't see the light of day and are fed antibiotics in their water
- Free range egg farms are only marginally better than battery farms
- Organic farms let chickens roam freely in humane conditions
Eggs offer up a fast and easy meal. They're cheap and widely consumed. But UK
egg producers deal with the enormous consumer demand by running inhumane battery
egg farms.
On a typical battery egg farm, hens live in warehouses that fit 80,000 birds.
Beaks are clipped to prevent birds harming each other by pecking (hens peck because
there are too many bored hens in a small place).
Upwards of 20 birds die a day
Machines regulate feeding, lighting and temperature. Conveyer belts deliver food
and water. Birds never see the light of day. Nor do they get to leave their compounds
– until they die.
Serious health risks
A range of drugs mainly antibiotics and anti-parasitic treatments are used routinely
in intensive battery conditions because birds are kept inside in overcrowded conditions
where disease flourishes and are delivered to the birds in their feed or water.
Some of these drugs are highly toxic and poses a serious food safety risk to consumers.
Free-range
Free-range eggs are marginally better. Most consumers believe that the hens that
produce 'free-range' eggs spend much of their lives outdoors, but in most cases
'free range' only means that hens can roam freely indoors in crowded sheds.
Organic eggs
There's hope though for ethical consumers though - organic eggs.
Organic eggs are more expensive than their mass-produced supermarket counterparts
because high standards have to be met to ensure animal welfare.
Organic feed is more expensive and must be from certified organic sources that
have not used herbicides, fungicides, insecticides or chemical fertilizers.
Organic chickens are given more space. Birds must have maximum fresh air, access
to large open-air runs, have contact with the ground and shelter from bad weather.
No antibiotics or prohibited parasiticides are allowed in the egg-producing flock.
There is a downside to organic eggs: right now there aren't enough organic eggs
to supply the UK market: supply cannot meet the huge demand.
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