Each member of the Penney family has a particular role depending on their age and their relationship with the other family members, e.g. Emma is 19 years old, Sally’s daughter and a student; Pete is over sixty years old, Sally’s father and is retired.

Take one family member. Describe their role and their attitude to money. Say what your attitude would be if you had that role. Would it be the same, or different? What would influence your attitude?