The benefits of higher education
Unless you've been burying your head ostrich-like for the past few months, you'll be aware that there are changes being made to the student finance system. It's likely that the increase in fees from September 2012 has made you question whether university is for you or whether it might be more beneficial for you to find a job straight after school.
Here we explore the benefits of having a degree on your CV and give you the lowdown on student finance to help you make the decision that's right for you.
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Quiz
Not sure which course is right for you? Try our fun quiz and see if we can give some ideas on which area of study might suit you best – remember this is not scientific, just fun.
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You've finished your degree and landed your dream job. Discover the approximate costs of your loan repayments here.
Try the calculatorTips on making you money stretch further
It's not just loans and grants that can help with cash flow while you're studying as canny students will know. There are many ways to stretch your finances:
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Tip no. 1
Many students have a part time job while they're studying and your union should have plenty of information on work available – both on campus and in the surrounding area. Working in the holidays is always a possibility as well.
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Tip no. 2
Another popular option is to use a gap year to earn money to set aside for student life. If you're able to find work relating to your chosen degree or career path, you could make useful future contacts as well as some equally useful cash.
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Tip no. 3
Use your freezer! Splitting the cost of a weekly shop between housemates works out cheaper and getting to the supermarket before closing time often means there are some bargains to be had. Stock up on discounted food close to its use by date and pop it in the freezer.
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Tip no. 4
Apply for student cards and sign up for special deals (although remember that 10% off doesn't mean you can spend 10% more!) Heaps of people offer discounts with valid NUS cards so keep yours safe. It's always worth asking if there's a student discount even if it isn't advertised.
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Tip no. 5
Learn to cook! It doesn't need to be Michelin-starred but knocking up your own curry works out way cheaper than a takeaway – and should get you out of washing-up duty.
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Tip no. 6
Freecycle, ebay and charity shops could become your best friends. It's amazing what you can unearth in the most unexpected of places.
Repayment calculator
You've finished your degree and landed your dream job. Discover the approximate costs of your loan repayments here.
Try the calculator