

Don't buy expensive cleaning products - go back to basics and make your own. As well as saving money, it could also be better for the environment... and even your health. Kim and Aggie from How Clean Is Your House have got loads of money-saving cleaning tips.
4Homes readers have loads of cleaning advice, too! Our tips generator, Dirty Talk, is full of great ideas. Ever wondered how to get cat and dog hair from your stair carpet, or what bicarbonate of soda could do for your fridge?
Give up expensive holidays and gym memberships - get out there in your community to set about improving your environment, making your area more pleasant for everyone to stay at home. The people of Castleford have done it - why not give it a go yourself?
Save money on food bills by growing your own fruit and vegetables. It's easy to create a kitchen garden even in the smallest of spaces. If you don't have a garden, or if space is in short supply, you could get an allotment for a small yearly fee - call your local council to find out what's available in your area. If you want to start small, try growing your own herbs on a windowsill.
Instead of getting cable or satellite, get a freeview box. You can pick up a basic box for as little as £20 and it gives you more than 40 channels as standard.
If you’re a real cinema addict, out every night spending money on transport, tickets, snacks and drinks, why not build your own home cinema instead? You never know, it could save you money in the long run.
If you use the phone a lot, you could save money on calls by installing and using skype. If you’re a BT customer, you could also check out 18185.co.uk to see if they can help cut the cost of calls.
Check out our guide on how to survive the credit crunch. And if you've got any money-saving, credit-crunching tips yourself, don't forget to comment and let us all know!
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