Could you afford a second property to develop? Could you stretch to an extension? Will you be able to meet your mortgage payments over the next few months? How will the credit crunch affect your bank balance? If any of these questions are relevant to you, you probably need to get a tighter grip on your finances.
By Caroline Bloor
You needn't be a whiz at accounting to keep tabs on your income and, more importantly, outgoings. It can be very simple to work out if and where you're over-spending, with our easy, worry-free monthly money planner.
So, if you, like many people, find yourself in the last, dark days of every month, scratching your head and asking where all the money's gone? Then, do yourself a favour and audit your spending!
Use our monthly money planner to work out where the money goes each month and out how much is left for spending and saving after the bills have been paid.
Decide where you can rein in and set a budget to help you save towards those long term goals. Review, and if necessary, switch utilities, insurances, credit cards and the mortgage (one at a time!) and you'll be surprised how much money you shave off the fixed bills, too.
Sarah Beeny shows you how to become a successful property developer
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