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Now's the time to start panicking/preparing. Don't sweat, though, we've done all the work for you...
With thousands of homes threatened with flooding, shouldn't you check if yours is covered?
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Nose into other readers' homes, and leave ratings and comments. Then upload your own photos...
Compare current rates on loans, savings accounts, credit cards & mortgages with this handy tool
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Read thousands of comments about every UK area, and make your voice heard
Prizes and discount offers galore in the run up to Christmas with the 4Homes 2009 Advent Calendar
Make your presents look fabulous this year with a little help from this gallery...
Try our fun quiz to see just how much you love - or hate - Christmas
