The landlord will usually be responsible for insuring the property and the items that do not belong to you, however your own possessions will not be covered. It is advisable to buy insurance for your belongings. It is worth finding an insurance broker who has a specialist policy for people who rent. For more in depth information on insurance visit 4Money.
Once you've settled into your new abode it's important to feel relaxed and comfortable without having someone barge in without notice.
Your landlord has a right to reasonable access to carry out repairs. What 'reasonable access' means depends on the reason why they need to get access. For example your landlord is entitled to immediate access to carry out any necessary work in an emergency.
Under any other circumstances they should always ask for your permission and should give you at least 24 hours notice, unless they have a court order.
If you are having problems with unexpected visits from a landlord contact your nearest Citizens Advice Centre.
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