Premiums for your buildings, contents and car insurances may go up if you move to a different area. Your provider will inform you when you switch. If you want to research the area you are moving to in advance of making an offer on a house, check out our Best & Worst Map and look at www.upmystreet.com, which includes information on policing and crime for all areas of the country. Contact your providers four weeks before the move to allow yourself time to read any amendments to the small print that there may be.
If you are moving to a more valuable house or to a different area, your payments may increase. Find out what these may be by visiting the DirectGov website at www.direct.gov.uk. Remember the band your house falls into depends on its value as of 1 April 1991, not what you paid for it. Make contact well in advance of the move - four weeks is ideal.
Try as you might, there’s bound to be someone you forget to inform about your change of address. Setting up a mail redirection costs £37 for 12 months and means you’re sure to catch any mail that is only sent annually, whether it’s membership details or a Christmas card. Ensuring your mail is forwarded to your new address also helps prevent your personal details possibly falling into the hands of identity fraudsters. It takes five days to set up a redirection service.
Notifying both your landline and mobile phone providers is free, but there will be a charge or £125 if you need to reconnect the line. Often you will be to keep the same landline number: if not, BT offers a Caller Redirect service but you may be charged a quarterly fee and a charge per call. Contact your phone companies at least two weeks before the move date to ensure the service is stopped at your old address.
You should be able to take over the existing supply at your new address simply by notifying the supplier, giving three or four weeks’ notice. There may be a charge if reconnection is needed, but it varies, depending on circumstances. For peace of mind, it’s also a good idea to get an expert to install the cooker and check the boiler for safety.
Again, most electricity providers let you take over the supply without charging for the changeover. Let them know about a month before the move – failure to inform them in time means they may charge you for providing electricity in your old home after you have left. Again, there may be a charge if reconnection is necessary.
Don’t forget to notify:
British Association of Removers www.bar.co.uk
ReallyMoving.com www.reallymoving.com For online quotes from removers, solicitors, surveyors and HIP providers.
BT www.bt.com/movinghome
Centrica www.centrica.co.uk
EnergyWatch www.energywatch.org.uk
Post Office www.postoffice.co.uk
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