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Case Studies

First-time buyers, a growing family and home movers share their mortgage experiences. We take you back to mortgage basics with their help and show you what's available from fixed-rate mortgages to offset loans.

couple
Offset Mortgages
Want to put your hard-earned savings to work to reduce your mortgage? The Smiths certainly do. Offsetting could save you thousands of pounds off the cost of your mortgage and could mean you pay off the loan early. Read the Smiths' story.
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family
additional mortgages
Many homeowners like the Powells are opting to stay put, borrow extra from a mortgage lender and extend instead of move out as the housing market slows. Not only will home improvements enhance your living space you could increase the potential profit when you do sell. Read how the Powells moved up here.
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retired
Equity release
If you are looking to boost your income in later life, you don't have to look much further than your front door. The Greens tell us how they turned bricks and mortar into pounds and pence - and a holiday and a car! Find out how the Greens did it here.
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