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HPI GUARANTEE

At HPI, we work hard to ensure that the data we receive and manage is the best available but no data source is perfect. That's why your HPI Check includes the HPI Guarantee.

Subject to the HPI Guarantee Terms & Conditions, the HPI Guarantee provides up to £10,000 reimbursement of financial losses you suffer arising from inaccurate or incomplete information we supply to you as part of the HPI Check. And as you'd expect from HPI, the cover is more comprehensive than anyone else in the industry offers.

Here is a summary of the main conditions:

  • You need to carry out the HPI Check yourself, before you buy the vehicle - the Guarantee is not transferable.
  • You must supply us with the Vehicle Registration Mark (VRM) and the Vehicle Identification Number (VIN) to be eligible for maximum cover available under the HPI Guarantee. The HPI Guarantee will not apply if we advise you that the VRM does not match the VIN, so make sure the information you supply is accurate (pay particular attention to '5's and 'S's, '2's and 'Z's).
  • Before you buy the vehicle, you must make sure that all vehicle details provided by HPI match both the vehicle and its accompanying paperwork, and notify us of any discrepancies. As a minimum, you must obtain and check the Vehicle Registration Document ("V5") in this respect.
  • You must check that all the VIN markings on the vehicle match each other and the corresponding V5.
  • You must keep and produce to us on request a written receipt for your purchase, signed by the seller, containing the key information needed to identify the seller and the vehicle (e.g. the seller's name and address, the identity and mileage of the vehicle purchased, the date of purchase and the amount you paid).
  • The cover provided is based on the car's value. In the case where HPI provides incorrect data affecting vehicle title (such as theft or outstanding finance), the HPI Guarantee will cover up to £10,000, either in compensation or the costs needed to obtain good title to the vehicle (at HPI's discretion). In the case where HPI provides incorrect data affecting the vehicle's condition, the HPI Guarantee will cover up to £2,000 or 20% of the market value of the car, whichever is the lower.
  • The HPI Guarantee does not cover the stolen MOT service, nor a vehicle's descriptive information (including import status), mileage or value.
  • The HPI Guarantee is valid for one year from the date of the check.
  • The vehicle must be bought and registered in mainland Britain (i.e. it excludes Northern Ireland). If it has been imported, HPI does not guarantee its history prior to arrival in this country.
  • If you make a claim under the HPI Guarantee, we reserve the right to inspect the vehicle and to make the final decision as to its condition and value.
  • You are advised to consult the full HPI Guarantee Terms & Conditions for full details of the cover provided. These are also printed on the back of every Certificate of Confirmation, where you will find details of how to register a claim.

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