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The Xsara has always been cheap to run, with low insurance, decent fuel economy, relatively low tax bandings and reasonably priced servicing. The biggest hit to the wallet with this car, however, is likely to be depreciation, which will be punishing - the Xsara has never held its value well, and the more Citroen discounts off new cars, the lower the value of used ones will get. Anecdotal evidence suggests that non-Citroen dealers are now loath to take a Xsara in part-exchange, and owners are having to settle for selling privately or disposing of their car at auction. The Xsara is so heavily-discounted when new, used values can't avoid taking a hit - so if you're after a one-year-old bargain, this is a big bonus. Watch out for pre-registered as-new examples on sale at the independent retailers and car supermarkets, which are even cheaper than the cars with cashback at the main dealers', and don't be afraid to haggle. Braver buyers looking for a slightly older Xsara will find very cheap ones at auction or in the private classified ads - some owners are really struggling to sell, especially higher-mileage or tatty cars. The Xsara's well-priced against its opposition, given all the discounts, special offers and incentives, but bear in mind that you'll get very little back when you come to sell it on. Best viewed as a long-term 'investment'; look elsewhere if you're the sort of buyer who likes to change their car every couple of years or sooner. Equipment levels are generally very high, however, and the all-round package is appealing for pragmatically-minded motorists - especially the HDI diesel estates. Diesel models are the best bet for lower depreciation.
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